Manage your business in the app
Open IE and manage your business online
Scan QR to download the app
O!Business services are available exclusively to legal entities and individual entrepreneurs registered in the Kyrgyz Republic.
Manage your business with just a touch
Business loan online
Financing, from 23%, for any purpose
24/7 account management7
Monitor your balance, open accounts in various currencies
Payments and money transfers
Clearing, Gross, SWIFT, intrabank transfer, QR payments
Visa business card
Fee-free cash-out on any ATM in KR
Overdraft
Get access to reserve funds, up to 200,000 soms
History and statements
Filters and PDF statements for user-friendly accounting
POS terminal and acquiring
Sales and report online monitoring
Quick start guide
Download the app
Install O!Business from App Store or Google Play
Register
Do identity verification, account will be opened automatically
Open full access
Complete final identity verification at any O!Bank office
Get the business package
Receive an instant Visa business card and apply for a POS terminal
Manage your business
Monitor payments, transfer money, take business loans right in the app
Why do entrepreneurs choose O!Business?
Convenience and accessibility
- Online IE registering and account opening
- 24/7 account and payment management
- Account balance, history and statements are always with you
Financial flexibility
- Free account opening and maintaining
- Fee-free cash-out at cashiers and on ATMs of all banks in KR
- Loans and overdrafts: online, no paper chase
Control and transparency
- Transaction history, filters, PDF statement download
- Personal manager for business support
- Prompt financial statements for accounting and inspections
FAQ
What is required for IE registering without visits to tax office?
Your tax ID, Kyrgyz Republic passport and cloud digital signature (CDS) are required. All steps are made online, in the O!Business app. IE registration certificate is issued upon successful process completion
How can an existing IE open an account?
Pass remote identity verification, account will be opened automatically upon video identity verification completion in the app. No bank visit is needed.
What is the bank account opening fee?
- Account opening and maintaining are fee-free.
- You can find detailed business banking rates here
What is needed for remote identity verification?
Passport, IR registration certificate or tax patent
How much does it cost to open an IE with the bank?
Registering IE via O!Business is free. Account opening and maintaining are fee-free
How long is the process?
IE registering takes 15 minutes. Account opening and card issue/POS terminal connection normally take 2-3 business days.
How to increase the limit?
In-person identity verification is required under the applicable laws. You can visit a bank office or request the visiting agent, i.e. at card or POS terminal delivery, to increase your limit.
How to get a 3-in-1 POS terminal?
Choose one of the following methods you find convenient:
- Submit application on the website here
- Submit application via the call center: 9999
- Visit any O!Bank office
- Order one via the visiting agent
How to get a business card?
Choose one of the following methods you find convenient:
- Apply for and receive a card instantly at any O!Bank office
- Submit application via the call center: 9999
- Order one via the visiting agent