Select your card
For user-friendly payment and easy money control
Card for everyday use
Cashback by bonuses
1% cashback for all, 2% with O!Prime subscription
Instant issue
3 minutes at O!Store or O!Bank
Premium card
Access to business lounges
2 free visits to lounges worldwide
Concierge service 24/7
Booking and order assistance in Telegram
Open one online now
Elcart cards
FAQ
How much do card issue and service cost?
Issue of all cards is free of charge. Service fee depends on card type. See detailed terms and rates at this link.
How to open a card online?
You can do it within a few minutes in the My O! app. Go to O!Bank → Cards → Open and follow the steps.
Where can I get a physical card?
You can get a physical card at any O!Bank office or O!Store. Bring your passport.
What is the difference between virtual and physical cards?
A virtual card is suitable for online shopping and is issued instantly in the app. A physical card allows you to pay in stores and withdraw cash.
Is cashback available for all cards?
1% cashback is awarded for online and POS-terminal payments for Visa Cashback, Visa Cashback Online, and Visa Platinum cards. 2% with O!Prime subscription.
May I use my card abroad?
You can pay and withdraw cash with your Visa card abroad. Elcart cards only work in Kyrgyzstan. See the rates for cash-out and other transactions abroad here.
Your bank is always with you
Pay, transfer money, manage your bonuses and track your account balance in My O!. Install the superapp and manage your finance easily
