Fair installment plan, no overpays
Buy now, pay in installments
Scan QR, go to O!Market
The installment plan is only available to residents of the Kyrgyz Republic
No initial installment required
Choose the first payment date
3 to 12 months
Pay in installments, as per a convenient schedule
5,000 to 200,000 KGS
Select amount to pay on O!Market
No interest, no overpays
Free delivery in Bishkek
Easy control in My O!
118 129,00 c
iPhone 16 Pro
16 000,00 c
Bicycle JUXF AT-8
163 800,00 c
MacBook Pro 14 M4
33 600,00 c
Robot vacuum cleaner Harwal Freo X Plus
42 729,41 c
Headphones AirPods Max Type-C
24 760,00 c
Washing machine Midea MFN60-S1003S
24 000,00 c
Smartwatch Apple Watch SE 40mm
99 000,00 c
Scooter Samurai
35 800,00 c
Smartwatch Pixel Watch 3 45mm
56 800,00 c
Sony PlayStation Slim 1TB
24 400,00 c
Smart portable speaker Yandex Station
27 500,00 c
Dishwasher Skyworth D14S
1
Open My O!, click "Market"
2
Select item with installment plan option
3
Choose installment plan terms and delivery
4
Confirm identity, wait until application is reviewed, sign documents in the app
5
Monitor delivery status and confirm item receipt
6
Manage your installment plan in the O!Bank "Loans" section
Buying on installment plan is available to Kyrgyz Republic nationals aged 18 or older, with their identity verified using passport at O!Store or O!Bank.
Actual prices may differ from those posted on the website. Request actual prices in My O! before purchase
FAQ
What is an installment plan and how does it work?
An installment plan is a convenient way to buy products and pay in parts — with no interest and no extra charges. O!Bank offers a fair 0% installment plan for 3 to 12 months. Simply choose a product on O!Market in the My O! superapp and apply for an installment plan online — no office visit required.
How can I apply for an installment plan with O!Bank?
To use installments, you only need to complete identity verification once at any O!Bank office or O!Store. After that, just open the My O! app, select a product on O!Market, and apply for an installment plan for amounts from 5,000 to 200,000 KGS. No down payment is required, and you choose your own first payment date. Managing installments is easy right inside the My O! app.
What's the difference between an installment plan and a loan?
An installment plan means paying for a product in equal parts without interest or overpayments. A loan, on the other hand, involves paying interest on borrowed money. With O!Bank, installments are simple, transparent, and cost-free — the smartest way to shop on O!Market.
What is a phone installment plan?
It’s the option to buy a smartphone or other gadgets on O!Market and pay in parts. Phone installments are available online via the My O! app, with no down payment required. Free delivery is available in Bishkek.
Is there any extra cost when buying with installments?
No. With O!Bank installments, there are no hidden fees or interest. You only pay the actual product price — in equal installment according to a schedule that works for you.
What are the risks of using installments?
The main risk is late payments. In such cases, penalties may apply and access to new installment plans may be restricted. If you pay on time, installments remain fully free and transparent.
Can I pay off my installment plan early?
Yes. You can repay your installment in full or in part at any time. To do this, simply visit any O!Bank office with your passport.
Where can I use O!Bank installments?
Installments are available when purchasing any products on O!Market through the My O! app. Everything is arranged online, and free delivery is available in Bishkek.
What products can I buy with installments?
On O!Market, you can use installments for smartphones, home appliances, electronics, household goods, and much more. The option covers most popular product categories available in the app’s catalog.
Can I buy household appliances with installments?
Yes. Household appliances are available in installments with no interest and no down payment. This is a convenient way to purchase a washing machine, refrigerator, TV, or other appliances — with payments spread over up to 12 months.