Shop Now. Pay in Installments.
Enjoy convenient installment plans on O!Market
Scan QR, go to O!Market
The installment plan is only available to residents of the Kyrgyz Republic
No initial installment required
Choose the first payment date
3 to 12 months
Pay in installments, as per a convenient schedule
3,000 to 300,000 KGS
Select amount to pay on O!Market
Over 140,000 products
Free delivery in Bishkek
Easy control in My O!
157 080,00 c
iPhone 18 Pro
48 800,00 c
Dyson HS08 airwrap styler
150 000,00 c
MacBook Air 15.3 M5
56 990,00 c
Garmin Forerunner 965 watch
24 600,00 c
AirPods Pro 3
43 490,00 c
Beko refrigerator
42 500,00 c
LG washing machine
19 799,00 c
Dreame robot vacuum
53 800,00 c
Meta Kylie smart glasses
74 300,00 c
Sony gaming console
31 500,00 c
Elliptical trainer
1
Open My O!, click "Market"
2
Select item with installment plan option
3
Choose installment plan terms and delivery
4
Confirm identity, wait until application is reviewed, sign documents in the app
5
Monitor delivery status and confirm item receipt
6
Manage your installment plan in the O!Bank "Loans" section
Buying on installment plan is available to Kyrgyz Republic nationals aged 20 or older, with their identity verified using passport at O!Store or O!Bank.
Actual prices may differ from those posted on the website. Request actual prices in My O! before purchase
FAQ
What is an installment plan and how does it work?
An installment plan is a convenient way to purchase products by splitting the cost into payments over a period of 3 to 12 months. Choose a product and an available installment term on O!Market, review the product price and payment schedule, and complete your purchase online in the My O! app – no need to visit an office.
How can I apply for an installment plan with O!Bank?
To use installments, you only need to complete identity verification once at any O!Bank office or O!Store. After that, just open the My O! app, select a product on O!Market, and apply for an installment plan for amounts from 3,000 to 300,000 KGS. No down payment is required, and you choose your own first payment date. Managing installments is easy right inside the My O! app.
What is the difference between cashless payment, an installment plan, and a loan?
- Cashless payment: You pay the full price of the product upfront.
- Installment plan: You split the payment into equal installments over your chosen term. The price of a product purchased in installments may differ from its price when paid for in full.
- Loan: You borrow funds and repay them to the bank under the terms of a loan agreement, with interest charged at the applicable rate.
What is a phone installment plan?
It’s the option to buy a smartphone or other gadgets on O!Market and pay in parts. Phone installments are available online via the My O! app, with no down payment required. Free delivery is available in Bishkek.
Is there any extra cost when buying with installments?
The price of a product purchased in installments may differ from its price when paid for in full. Before completing your purchase, you will see the product price for your selected installment term and the amount of each payment.
What are the risks of using installments?
The main risk is missing a payment deadline. Late payments may result in penalties and restrictions on access to new installment plans. When payments are made on time, the installment plan offers clear and predictable payment terms.
Can I pay off my installment plan early?
Yes. You can repay your installment in full or in part at any time. To do this, simply visit any O!Bank office with your passport.
Where can I use O!Bank installments?
Installments are available when purchasing any products on O!Market through the My O! app. Everything is arranged online, and free delivery is available in Bishkek.
What products can I buy with installments?
On O!Market, you can use installments for smartphones, home appliances, electronics, household goods, and much more. The option covers most popular product categories available in the app’s catalog.
Can I buy household appliances with installments?
Yes. Household appliances are available in installments with no interest and no down payment. This is a convenient way to purchase a washing machine, refrigerator, TV, or other appliances — with payments spread over up to 12 months.