Legal entities
Your iPhone is your O!Bank card

Your iPhone is your O!Bank card

Activate Apple Pay in My O!

Details
Mortgage for home purchase and construction

Mortgage for home purchase
and construction

from 18% per annum

Details
Online transfers to Uzbekistan

Online transfers
to Uzbekistan

Instant and fee-free via My O!

Details
Lowering interest rates on business loans

Lowering interest rates on business loans

Hurry to get it before December 31, 2026

Details
Transfers to Kaspi.kz payments via Kaspi QR

Transfers to Kaspi.kz payments via Kaspi QR

Instantly, with no fees, at a favorable exchange rate

Details
Receive Astrasend transfers

Receive Astrasend transfers

Instantly, in My O! or at O!Store

Details
Free access in roaming

Free access in roaming

Use My O! in Kazakhstan, Uzbekistan and Russia

Details
Installments at 0%

Installments at 0%

Buy now, pay by installments

View terms
Wow card with cashback up to 2%

Wow card
with cashback up to 2%

Get one instantly at an O!Store

How to get it

All banking services for you

Fair installment plan

Buy now and pay in installments

Fair installment plan
Loans starting at 22%

Quick process, easy payment

*EPAR starting at 24,42%

Loans starting at 22%
Visa Gold card

Cashback up to 2% per buy and fee-free cash-out

Visa Gold card
Online-deposits

Minimum efforts, maximum gain

Online-deposits
Money transfer without borders

Send money worldwide, with or without account opening

Money transfer without borders

Calculate a loan

Loan amount
15 000c
15K107.5K200K
Loan period
12mo
1 mo12.5 mo24 mo

Preliminary estimates for Online loan. Not a public offer

EPAR from 30,31%

Monthly installments1 440,19 c
Total17 282,28 c
CurrencyСом
Get money
Hurry up to take an online loan in My O!
Мой О
app store icongoogle play icon
Any payment with just one touch

Send money, pay for services or scan QR

Any payment with just one touch
Shopping with cashback and free delivery

Buy anything you need on O!Market - from grocery to electronics

Shopping with cashback and free delivery
Low-cost air tickets in My O!

Enjoy more cost-efficient flights with O!Travel

Low-cost air tickets in My O!
O! customer’s personal account

Select a plan and activate necessary services

O! customer’s personal account

For business

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Start expanding your business right now

Business loans: good terms, quick process

More payment methods - more customers

Easy cashless payment activation for your business

Maximum opportunities with business cards

Control your expenses and manage your budget

More

What’s new

All news

Exchange rates

CurrencyBuySale
USD iconUSD
87,450087,8000
EUR iconEUR
99,3000100,3000
KZT iconKZT
0,19200,2000
RUB iconRUB
0,96001,0500

The exchange rates apply to branches in Bishkek and may vary at branches in other cities. Exchange rate as of 9/24/2026 8:51 .

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