Online transfers to Uzbekistan
Instant and fee-free via My O!
Conversion at the best rate
Instantly and fee-free 24/7
By card number - to HUMO, UzCard
By phone number - to any bank in Uzbekistan
How to send money to Uzbekistan
With My O!, you can send money to Uzbekistan in two ways - by phone number or card number. The service operates in partnership with Uzum Bank, with 0% commission. By phone number, the transfer is credited to a card issued by any bank in Uzbekistan: simply enter the phone number, and the app will automatically show the banks available for this recipient. By card number, transfers can be sent to Humo and UzCard cards. The money is debited in soms, while the recipient receives it in Uzbek soums. You will see the amount to be credited before confirming the transfer.
Terms of transfer
- Transfer by phone number
- To a card of any bank in Uzbekistan
- Transfer by card number
- To Humo and UzCard cards
- Crediting currency
- Uzbek soums
- Receiving fee
- 0%
- Transaction limit
- Up to 300,000 soms
- Credit time
- Instantly
- Who can send
- Verified customers
- Transfer cancellation
- Not possible
Limits
The limit depends on your verification level and applies to each transfer. An amount exceeding the limit can be received in cash at any O!Bank or O!Store branch. You will only need your passport and the transfer reference number.
Online verification
Wallet – up to 30,000 soms Card or account – up to 10,000 soms
Verification at a branch
Up to 300,000 soms to card, account or walle
Step1
Open My O! → “Payments” → “Wallets & banks” → “Uzbekistan cards”
Step2
Enter the card number
Step3
Enter the amount
Step4
Confirm the payment
ReadyDone! Your transfer has been sent
Step1
Open My O! → “Payments” → “Wallets & banks” → “Uzbekistan cards by phone number”
Step2
Enter the phone number and select the bank
Step3
Enter the amount in soms
Step4
Confirm the payment
ReadyDone! Your transfer has been sent
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Which banks in Uzbekistan can I send a transfer to?
You can send a transfer using a phone number to a card issued by any bank in Uzbekistan. You do not need to select a bank from the full list. Simply enter the recipient’s phone number, and the app will show the banks available for that recipient. Select the required bank and enter the amount.
Can I transfer money to a Humo or UzCard?
Yes. You can send a card-to-card transfer to Humo and UzCard. In My O!, go to Payments → Uzum Bank by card number / HUMO / UzCard, enter the recipient’s card number and the amount.
Is any fee charged for transfers to Uzbekistan?
The fee is 0%. There is no fee for transfers made using either a phone number or a card number. The money is deducted in Kyrgyz soms, while the recipient receives the money in Uzbek soums.
What are the transfer limits?
The limit applies to each individual transaction and depends on your identity verification level and the source of funds.
- With online identity verification — up to 30,000 KGS from your wallet and up to 10,000 KGS from a card or account.
- With full identity verification — up to 300,000 KGS from any source.
To increase your limit, complete full identity verification with your passport at an O!Bank branch or O!Store.
What exchange rate is used for the currency conversion?
You send money in Kyrgyz soms, while the recipient receives it in Uzbek soums. The exact amount to be credited is shown on the confirmation screen. By clicking Confirm, you agree to the applicable conversion terms.
Can I cancel a transfer or get a refund?
No. Once a transfer has been sent, it cannot be cancelled or refunded. The transaction is irreversible. Before confirming the transfer, check the recipient’s phone number or card number and the amount. These details are displayed on the confirmation screen.
The money was deducted, but the transfer was unsuccessful. What should I do?
If the transaction is unsuccessful, the money will be refunded automatically. All transfers are available in the payment history in My O!, where you can view and send the receipt. If the money has not been refunded, call customer support at 9999.
Do I earn cashback for transfers to Uzbekistan?
No. Cashback is awarded for payments made with an O!Bank card and via O!Bank QR codes. Transfers to Uzbekistan are not eligible for cashback. Enhanced cashback on purchases is available with an O!Prime subscription.
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