My O!, a superapp for everyone

Mobile, banking, and payments — all in one app

One ecosystem for all your needs

Your bank in your phone

Manage your finances online

Transfers to 140+ countries

Mobile services

Cryptocurrency for everyone

0% installment plans on O!Market

Up to 15% cashback

Trips with O!Travel

Even more useful features in My O!

Мой О!Мой О!
UzCardUzCard
ТулпарТулпар
Uzum BankUzum Bank
AstraSendAstraSend
ОшэлектроОшэлектро
O! TravelO! Travel
БлаготворительностьБлаготворительность
O! MarketO! Market
ТазалыкТазалык
ВодоканалВодоканал
ТүндүкТүндүк
Мой домМой дом
XBitXBit
O! PrimeO! Prime
KaspiKaspi
КадастрКадастр
Visa DirectVisa Direct
УнааУнаа
Creative TaalimCreative Taalim
ОСАГООСАГО
SaimaSaima
ГлобусГлобус
CarCheckCarCheck
НеманНеман
HUMOHUMO
Visa PlusVisa Plus
НЭСКНЭСК
ГазпромГазпром
ТеплосетьТеплосеть

2,500+ services

Everything you need every day. All in one app

Works with SIM cards from any mobile operator in Kyrgyzstan

10+ million downloads

The superapp trusted by millions of users

4.6/5
application
89.6K reviews
4.7/5
application
89.6K reviews

Scan the QR code to download the app

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FAQ

Download My O! from the App Store or Google Play, sign in using a Kyrgyzstan SIM card, and complete the identity verification process.

Yes. The app supports SIM cards and eSIMs from all mobile operators in Kyrgyzstan.

Bonuses are awarded when you pay with a Visa Cashback card, as well as for QR payments and purchases from partner merchants. Cashback can be as high as 15%.

You can top up your account or card in the app, through payment terminals, by transferring money from other cards, or at O!Bank branches.

You can block your card in several ways: in the My O! app (on the home screen, select your card and click “Block card”); by calling the call center at 9999; or at any O!Bank or O!Store branch.

Yes. The app works outside Kyrgyzstan as long as you have a SIM card from one of the Kyrgyz mobile operators. Make sure international roaming is enabled - it is required to receive one-time SMS passwords (OTPs) when signing in and confirming transactions.