My O!, a superapp for everyone
Mobile, banking, and payments — all in one app
Mobile, banking, and payments — all in one app
Manage your finances online
Мой О!
UzCard
Тулпар
Uzum Bank
AstraSend
Ошэлектро
O! Travel
Благотворительность
O! Market
Тазалык
Водоканал
Түндүк
Мой дом
XBit
O! Prime
Kaspi
Кадастр
Visa Direct
Унаа
Creative Taalim
ОСАГО
Saima
Глобус
CarCheck
Неман
HUMO
Visa Plus
НЭСК
Газпром
Теплосеть2,500+ services
Everything you need every day. All in one app
The superapp trusted by millions of users
Business accounts, payroll services, merchant acquiring, loans and more
Download My O! from the App Store or Google Play, sign in using a Kyrgyzstan SIM card, and complete the identity verification process.
Yes. The app supports SIM cards and eSIMs from all mobile operators in Kyrgyzstan.
Bonuses are awarded when you pay with a Visa Cashback card, as well as for QR payments and purchases from partner merchants. Cashback can be as high as 15%.
You can top up your account or card in the app, through payment terminals, by transferring money from other cards, or at O!Bank branches.
You can block your card in several ways: in the My O! app (on the home screen, select your card and click “Block card”); by calling the call center at 9999; or at any O!Bank or O!Store branch.
Yes. The app works outside Kyrgyzstan as long as you have a SIM card from one of the Kyrgyz mobile operators. Make sure international roaming is enabled - it is required to receive one-time SMS passwords (OTPs) when signing in and confirming transactions.