Lowering interest rates on business loans
Hurry up to get before March 31, 2026
Interest rate from 17% per annum
Term up to 5 years
No collateral up to 250,000 soms
With a guarantor or real property
Loan Terms
- Loan amount, KGSPromotional interest rate
- 25,000 – 500,00020%
- 500,001 – 1,800,00019%
- 1,800,001 – 8,000,00018%
- 8,000,001 and above17%
Borrower requirements
- Registered as a sole proprietor or owner of a small/medium-sized business
- Conduct business activities within Kyrgyzstan
- Carry out actual commercial operations
- Plan business development or expansion
3 simple steps to get a loan
Submit an applicationProvide your contact details and desired loan amount - it will take just a minute
Get a consultation
We will contact you, explain the process, and answer your questions
Complete the application
Visit a convenient O!Bank branch with your documents and finalize the loan
Required documents
certificate of registration or patent
articles of incorporation (for companies)
bank statement on existing loans (if any)
statement of account turnover for the past year (if available)
tax clearance certificate confirming no outstanding taxes or contributions (for IEs registered under certificate)
tax certificate (not required for loans up to 500,000 soms)
if collateral is provided - documents for the pledged property
The bank may request additional documents depending on the type of business activity.
Promotion valid from February 16, 2026 to March 31, 2026. The interest rate depends on the loan amount, term, and collateral. EPAR from 18.28% per annum in soms.