Car Loan Promotion

Get a new car at 20% — fast and easy

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New car

20% per annum

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Used cars

22% per annum

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Amount

up to 8.5 mln soms

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Term

3 to 48 months

Loan terms and conditions

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Collateral

vehicle being purchased

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Minimum down payment

20%

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Insurance

through the bank’s partners

3 simple steps to get a car loan

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    Submit your application

    Provide your contact details and the car price – it will only take a minute

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    Get a consultation

    We will contact you, explain the process, and answer your questions.

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    Complete the process

    Visit a convenient O!Bank branch with your documents and finalize your loan.

Required documents

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Passport of a citizen of the Kyrgyz Republic

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Income statement for the last 3–12 months

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Bank statement showing regular income

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Marriage certificate and notarized consent of spouse (if applicable)

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If collateral is provided - documents for the pledged property

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If you own a business - supporting documents

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The promotion is valid from February 16, 2026 to March 31, 2026. The interest rate depends on the loan amount, term, and collateral. EPAR starting from 21.81% per annum in KGS.