Mortgage for home purchase and construction

An O!Bank mortgage can be used to purchase an apartment or a house; build a home from scratch; complete the construction of a residential property; finance major home renovations; or purchase a land plot for residential construction. Applications are accepted from nationals of the Kyrgyz Republic as well as foreign residents. Eligible applicants include salaried employees with documented income, individual entrepreneurs, and customers who can provide suitable collateral. The minimum down payment is 20% of the property value. If you do not have sufficient own funds, the Bank may consider your application if additional collateral is provided.