Express Online
Online loan for any purpose, 24/7 in the My O! app
Scan QR to download the app
The Express online loan is only available to residents of the Kyrgyz Republic
Up to 200,000 online
24/7 and without leaving home
Repayment period: up to 4 years
Good timeframe: 1 to 48 months
Good interest rates starting at 26.99%*
Transparent terms and minimum overpays
Minimum document set
Only passport required, nothing extra
Calculate a loan
How to get a loan in the app?
Step 1
Select the "Express loan" on the app's main screen
Step 2
Indicate the loan amount, period and first repayment date, and then submit application
Step 3
Confirm your identity
Step 4
Wait until the application is approved
Step 5
Sign documents online
Step 6
Done! Wait for crediting
Cooling period
Starting on December 14, 2024, the “cooling period” will be applied to online loans as required by NBKR.
How does it work?
Money will be credited as follows after the loan application submission:
- in 3 hours for 15,000 to 50,000 KGS;
- in 6 hours for 50,000 to 100,000 KGS;
- in 24 hours for loans over 100,000 KGS.
In case of a loan over 100,000 KGS, control call is required for loan confirmation.
More features in the app
*EPAR from 30.49%.