Visa international transfers 24/7

Visa Direct and Visa+ are international services for money transfer through the global Visa network. Visa Direct allows you to send money abroad using a Visa card number. Visa+ allows you to transfer funds using the recipient’s phone number linked to their Visa card. Transfers are sent directly to the card without using bank details such as IBAN or SWIFT.

International transfers are available in more than 50 countries worldwide. Before sending, we recommend checking destination availability in the app.

Transfers sent through the My O! app are made in KGS (som). Funds are credited to the recipient in the currency of their Visa card, according to the recipient bank’s terms and the payment system’s current conversion rate.

In most cases, funds are credited within a few minutes. The exact time depends on the recipient’s country and bank.

The current fee for international transfers is shown in the My O! app before confirming the transaction. Before sending, you will see the total amount to be charged and the transfer fee.

For Visa Direct, you need the recipient’s Visa card number and name on the card. For Visa+, you need the phone number linked to the recipient’s Visa card. Bank details such as IBAN or SWIFT are not required.

Once the transaction is confirmed, the transfer cannot be canceled, as the funds are credited to the recipient’s card almost instantly. Before sending, please carefully check the recipient’s card number or phone number.

Yes, limits depend on the type of transfer and the payment system requirements. Current limits are displayed in the My O! app before confirming the transaction.

Transfers are processed through Visa’s secure infrastructure and comply with international security standards. Transactions are additionally confirmed in the My O! app.