Children’s deposit

O!Bank is a member of the Kyrgyz Republic’s deposit protection system guaranteeing payment of up to 1,000,000 KGS to each deposit holder in case of warranty event.

Effective interest rate for fixed-term deposits is 3,1% to 14,6% in KGS, and 0,5% to 3,02% in USD, depending on deposit terms and conditions.

Return is calculated based on 360 days in a year and 30 days as each full month.

Accrual of interests on the deposit amount starts on the date following such deposit receipt date and ends on the day before the deposit period end date. The amount and the interests are disbursed on the day following the deposit period end date.

All interest rates are per annum.

Automatic prolongation is provided for the same period, with the same terms and conditions, and interest rates effective as of the prolongation date.

The Bank reserves the right to set for customers individual commission and return rates other than those indicated above, depending on amounts of transactions on account(s) and other factors such as changes in market conditions.