O!Bank business loans — fast, reliable, and no collateral required

O!Bank offers Express and Micro loans for legal entities and individual entrepreneurs on favorable terms to support and grow your business.

Here is why it’s beneficial for your business:

• Fast processing with a minimal set of documents required.
• No real estate collateral required.
• Flexible loan amount and term options.
• Immediate access to funds to grow your business.

Express:

• Amount: 25,000 to 500,000 soms.
• Interest rate: 20% per annum, EPAR from 21.8%.
• Term: up to 24 months.

Micro:

• Amount: 250,001 to 1,800,000 soms.
• Interest rate: 19% per annum, EPAR from 20.61%.
• Term: up to 24 months.

Collateral is required for amounts over 250 001 soms.

Visit your nearest O!Bank office where our specialists will help you get a loan quickly and easily.

The offer is valid from September 15 to December 15, 2025.

15.09.2025All news