New interest rates for the Sakta and Money Box Plus deposit products will come into effect on November 2, 2026.
You can open a deposit on attractive terms online through the My O! app at any time of day, or at any O!Bank branch.

Sakta deposit terms:

Term (months)	Rate (KGS)
1	3%
3	7%
4	8%
6	10%
9	11%
12	12.5%
18	12.5%
24	12.3%

KGS EPAR: 3.08% to 13.21%.

•Interest payments: monthly.
•Additional contributions and partial withdrawals: not allowed.
•Minimum opening amount: 10,000 KGS.

Money Box Plus deposit terms:

Term (months)	Rate (KGS)
1	2%
3	6%
6	9%
12	11.5%

KGS EPAR: 2.05% до 12.30%.

• Interest payments: monthly.
• Additional contributions: allowed during the first half of the deposit term, with no limits on the contribution amount.
• Partial withdrawals: not available.
• Minimum opening amount: 1,000 KGS.

In the event of early termination, the following portion of accrued interest will be paid:
• more than 6 months: 50% of accrued interest;
• more than 9 months: 60% of accrued interest.

Benefits:
•Online opening 24/7.
•Guaranteed protection under the Deposit Protection System of the Kyrgyz Republic.
•Attractive returns.

How to open a deposit?
•Download or update My O! from the App Store or Google Play.
•Open the O!Bank section.
•Go to the Deposits section and click “Open”.
•Fill in the required information and confirm your details.

Take advantage of this opportunity to grow your savings on favorable terms!

Information is relevant as of the publishing date.

Osh savings office working hours