Online deposits
Monthly payments and unlimited top-ups
Scan QR to download the app
The Online Money Box deposit is available to non-residents of the Kyrgyz Republic who have passed identity verification at any O!Bank or O!Store office
A good rate
Up to 13% p.a. in KGS, 3% in USD and 1% in EUR
Regular income
Monthly interest payment
Unlimited top-ups
At any time, by any amount, no limits
Deposit security
Deposit security guaranteed, up to 1,000,000 KGS
Calculate the Money Box Plus deposit profit
Interest accrued for the period
129.64 с
Amount payable by period end
1129.64 с
Preliminary estimates. Not a public offer.
Interest to be paid upon early termination
from 6 months: 50% of amount accrued
from 9 months: 60% of amount accrued
Payments are made only for deposits opened after March 19, 2025.
Deposit terms
Interest payment on a monthly basis
Top up at any time, by any amount
Partial interest payment in case of early termination
No partial withdrawal
Minimum deposit amount: 1000 KGS, 10 USD, 10 EUR
Apply online in My O! or at an O!Bank office
All rates
| Period | % rate, KGS | % rate, USD | % rate, EUR |
|---|---|---|---|
| 3mths | 5% | 0,5% | 0,3% |
| 6mths | 8% | 1% | 0,5% |
| 12mths | 13% | 3% | 1% |
| 24mths | 13% | 2,5% | 1% |
How to open a deposit in My O!
Step 1
Choose the O!Bank section on the home page
Step 2
Open the "Deposits" section and click "Open"
Step 3
Fill out all fields and confirm data
Step 4
Sign documents online
Step 5
Done! Your deposit will be displayed in the O!Bank section
FAQ
What is a deposit and how does it work in Kyrgyzstan?
A deposit (or savings account) is a way to save and grow your money. You place funds in a bank for a fixed term, and the bank pays you interest. At O!Bank, you can open a convenient online deposit in KGS with up to 13% annual interest, as well as deposits in USD and EUR. The term ranges from 3 to 24 months. This is one of the most reliable and profitable ways to accumulate and increase capital in Kyrgyzstan.
How does a deposit work at O!Bank?
You choose the term and currency of the deposit, place your funds, and receive interest income. You can easily manage your deposit via the My O! mobile app. Online deposits become available after completing identity verification at any O!Bank office or O!Store.
What is the interest rate on deposits in Kyrgyzstan?
At O!Bank, you can open a deposit in KGS with an interest rate of up to 13% per year. Deposits are also available in foreign currencies — USD and EUR. You can conveniently calculate your earnings using the deposit calculator on the O!Bank website or in the My O! app.
Can I top up my deposit at O!Bank?
Yes, an O!Bank online deposit allows you to add funds at any time and by any amount. This is convenient for customers who want to regularly grow their savings and earn more interest.
What happens if I close my deposit early?
A partial payout of accrued interest is provided:
- from 6 months — 50% of accrued interest
- from 9 months — 60% of accrued interest
Are deposits insured at O!Bank?
Yes, all O!Bank deposits are insured in accordance with the Law of the Kyrgyz Republic “On the Protection of Bank Deposits.” In the event of an insured case, depositors will receive compensation of up to 1,000,000 KGS. This makes O!Bank deposits a reliable and safe savings instrument.
Can I open a deposit online without visiting a bank office?
Yes, you can open an online deposit via the My O! app. The process takes just a few minutes. For the first deposit, you need to complete identity verification at an O!Bank office or O!Store. After that, deposits will be fully available online.
O!Bank is a member of the Kyrgyz Republic Deposit Protection System. According to the Kyrgyz Republic Law on Protection of Bank Deposits, all deposits are insured, and deposit holders are titled to be paid up to 1,000,000 KGS in a warranty event. Find out more on deposit.kg
Hurry up to take an online loan in My O!
Effective interest rate for fixed-term deposits is 5.11% to 14.01% in Kyrgyz soms, 0,51% to 3,10% in US dollars and 0,30% to 1,02%, depending on deposit terms. The interest is accrued based on 360-day year and 30-day month. The above rates are per annum. The interests are accrued on the deposit starting on the date following that of the deposit receipt by the bank and until the date preceding to that of the deposit period end. Interests are paid out on a monthly basis. The deposit amount is paid out on the date following that of the deposit period expiry. Deposit may be extended automatically for the same period and on the same terms, with rates effective on the contract extension date. The bank reserves the right to set fees and interest rates other than specified above for customers on an individual basis, depending on the amount of transactions on accounts and other factors such as market condition change.