Mortgage loan from O!Bank – from 18% per annum

O!Bank offers mortgage financing for those planning to purchase ready housing or build their own home.

Improving your living conditions is now easier than ever: apply for a mortgage quickly, receive financing, and bring your plans to life without unnecessary hassle.

Loan benefits:

• Quick application review.
• Convenient disbursement.
• Flexible repayment terms and timeframe.

Key terms:
• Loan amount: 250,000 to 12,500,000 KGS
• Term: 6 to 120 months
• Interest rate: from 18% per annum
• Collateral: real estate or funds in a bank account
• Property insurance: mandatory for loans above 4,250,000 KGS
• Down payment: at least 20% of the property value; additional collateral may be required if no down payment is made.

Required documents:
• Passport
• Marriage certificate and notarized spousal consent
• Income certificate for the last 3–12 months
• Bank statement showing regular inflows
• Supporting documents (for business owners)
• Documents for pledged property

The Bank may request additional documents depending on the type of activity.

Visit any O!Bank office, specialists will help you choose the best terms and complete your mortgage quickly and conveniently:

EPAR from 19.44%. O!Bank OJSC. NBKR License No. 044 dd. September 17, 2024.

12.03.2026All news