My O! – instant international online transfers via Visa

O!Bank offers a fast and secure way to send money instantly by card number or phone number – both within Kyrgyzstan and abroad.

Visa Direct and Visa+ transfers are now available in the My O! app.

With Visa Direct, you can transfer money using a card number, and with Visa+, using a phone number.

The service is available in many countries and works without using SWIFT.

Advantages:

• Instant transfers within Kyrgyzstan and abroad
• Funds credited directly to the card via My O! – no bank visit required
• Minimal details required: card number or phone number and recipient’s full name
• Transfer currencies: KGS, RUB, USD, or EUR

To send transfers by phone number, link your card to Visa+ in My O!.

How to do it:

1. Update and open the My O! app.
2. Select the Visa card you want to receive transfers to.
3. Click “Set up Visa+” → “Link card.”

Sending money is easy:

1. Open Payments → Wallets and Banks.
2. Select Visa Transfers or the Transfers section.
3. Choose the service you need:
• Visa+ - by phone number
• Visa Direct – by card number
4. Enter the phone number or card number and the recipient’s full name – the money will be delivered instantly.

Visa Direct and Visa+ transfers within Kyrgyzstan are free of charge; international transfers cost only 1% of the transfer amount.

Download or update My O! in Google Play or the App Store – the app works with a SIM card from any mobile operator in Kyrgyzstan.

27.02.2026All news